New Rental Listing in Aviano at Desert Ridge
December 15th, 2010 categories: Desert Ridge Real Estate, Featured Greater Phoenix Real Estate, Real Estate News
New rental listing in Aviano at Desert Ridge is now available. This is a Toll Brothers home and is the Solaria model at 2,790 square feet. Home is being offered at $2,500 per month or a 12 month lease.
This Solaria model is special in that is back to a lush common area – no homes behind. Includes a grassy backyard and nice covered patio.
Kitchen has granite counters, upgraded cabinets, black appliances and includes a fridge with rental. There is a charming breakfast nook off of the kitchen
Home is 3 bedrooms plus a nice study with additional storage. Spacious family room with fireplace plus a formal dining room. Master bedroom includes a separate excess to the patio. The master bathroom has tile counters, double sinks, separate tub and shower and two large walk-in closets.
This home is ready for immediate move-in – just call me at 480-201-4185 to schedule a showing. You can view more photos, here.
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The Perfect Home Loan For Arizona
December 5th, 2010 categories: Desert Ridge Real Estate, Real Estate News
The following post below comes courtesy of Brian Kennedy with Homerun Financial. Brian is proficient in all the best programs available today and can quickly pre-qualify you if you are interested in determing if you are ready to buy.
Brian can be reached at 480-250-7342.
What do you think?
Are you still on the fence? Do you think we hit the “bottom” of this real estate market? Well, you never may know. Maybe we hit the “bottom” of this historical real estate cycle. Maybe not?
Anyone that tries to predict the perfect time to purchase a home in a market as volatile as this one is just kidding themselves. We may have a solution that may make it easier. What if there was a loan that allowed you to purchase a home that needed some work? Read the rest of this entry »
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Toscana at Desert Ridge is Appealing to Canadian Buyer
November 29th, 2010 categories: Desert Ridge Real Estate
I ran across a recent article in the Edmonton Journal highlighting the appeal that Toscana at Desert Ridge has to Canadians for second homes. One main reason for that is the developer of Toscana at Desert Ridge, the Statesman Group of Cos, is a Calgary based builder/developer. It is important to many Canadian buyers to have the strength of a Canadian developer behind a project they invest in.
The other attraction is that Toscana offers a true maintenance free resort lifestyle. There is a door-to-door conceirge service so a second home owner does not have to think of anything from they time they arrive at their 2nd home. With pools, courtyards, fitness centers and the terrific Phoenix climate, it is a like living in a resort.
Toscana is across the street from City North as well, offering fine dining and shopping within walking distance. Of course some of the finest golf courses around are within 5 minutes as well.
As of date of this post, a 797 sf unit is active in the MLS at $111,000. A total bargain for a 2nd home with this level of amenities. Give me a call if you would like a tour of available units at Toscana at Desert Ridge.
Cheers!
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Desert Ridge – Official Christmas Tree Lighting and First Snowfall
November 15th, 2010 categories: Desert Ridge Real Estate
I cannot believe I am actually writing about a Christmas tree lighting and snowfall, BUT it is getting close to that time of year. This year Desert Ridge Marketplace and Radio Disney is putting on nightly snow shows. The holiday festivities begin on November 22 from 5pm – 8pm at the Desert Ridge Marketplace “Dsitrict”. Nightly snow falls will be every evening after that through December 24, 2010.
You can view all details by clicking here. Happy Holidays!
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Phoenix Short Sales: A Common Myth About Banks and Short Sales
November 10th, 2010 categories: Short Sales
I’ve heard the following myth from a lot of people. Here’s what they tell me.
“The banks can’t afford to approve loan modifications because they don’t want to take the losses on their books that fast. Also, their investors may not approve the short sale, because they can’t afford to write off too much loss at once.
And the circle goes around and around”, they say. This common myth isn’t true. Here is why.
The odds are that your loan is not owned by your lender. For example, 80% of all Bank of America’s loans are not owned by them. The biggest holders are the Government Sponsored Enterprises, also called GSEs. The GSEs are Fannie Mae, Freddie Mac, and Ginnie Mae.
These entities are accustomed to losses. In fact, they have loan loss reserves on the books. The other entity that is accustomed to losses is FHA and VA. Between 65-70% of all US mortgages are owned or insure by the GSEs or FHA & VA.
Even small local banks don’t own a large percentage of the loans they hold on the books. For example, another agent I know lives in a small town of 60,000 people. There is a bank that dominates the lending market in the area.
You would think this small bank was lending their own money. Not so. The majority of their loans are sold off within 12-18 months after they are written.
Here is the real reason that loan modifications and short sale are so tough. Remember, loan modifications and short sales will usually net the owner of the loan more money than a foreclosure.
The people who process the loan modifications and short sales won’t lose any money if the home is foreclosed. Here is a classic example of this. An agent is negotiating an FHA short sale with Bank of America.
The short sale negotiator told him it would take her 2-3 weeks to review the offer and then submit it to FHA for final approval. How long was it going to take FHA to review the submitted file and respond?
She told the agent that that FHA had a 72 hour turnaround from when she submits the file to her. It’s pathetic. In this example, BOA isn’t losing the money, FHA is losing it instead. Yes, the system isn’t working, but no one in Washington or at the big banks really seems to care.
Thinking about a short sale? I can help you short sale your property and never pay the bank another penny. Send me an e-mail at [email protected]. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail. If you prefer, then you can call me at (480) 201-4185.
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Phoenix Loan Modification Kit has the instructions you will need to get a loan modification approved with your lender. Click here to request a copy.
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Villages at Aviano Open Houses Today!
October 3rd, 2010 categories: Real Estate News
Luxury Condos in Desert Ridge
Today we have 2 open houses at the Villages at Aviano from 11-3pm today. Both condos that are open are the popular Amici floorplans. These are ground level units and are one story units.
One listing, unit #1234 is an incredibly upgraded unit that is listed at $297,500. This units rivals the builder inventory at it was completed in December 2009 and lightly lived in for 5 months before sellers were relocated. There is over $100,000 in upgrades. For somebody who wants ALL the upgrades at a huge discount, then units will be for you.
The 2nd listing, unit #1080 is back on the market. It was only on the market for one day before it went under contract. This is a fully approved short sale at the list price of $215,000. The buyers had a change of plans so this is now available for some lucky buyer. This is an interior unit so no road noise from Deer Valley Road. This does require short sale approval but will likely take only 30 days since it was previously approved. This unit is immaculately clean - not your typical short sale.
So get out to the open house and you will be one of the first to view #1080 at this incredible value.
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Aviano at Desert Ridge Executive Home For Rent
September 16th, 2010 categories: Desert Ridge Real Estate
Exceptional opportunity to rent a beautiful Toll Brothers home in Aviano at Desert Ridge. Home is 3,200 square feet and features 4 bedrooms and 3 baths. This is an unfurnished rental and available starting 9/15/10.
Tuscan style “Blanca” model. Granite counters in kitchen and bathrooms. Master bedroom suite has patio access, oversized jacuzzi tub and a massive walk-in closet. Kitchen features state of the art GE appliances.
Full bedroom and bathroom downstairs, fireplace and an atrium courtyard. Upgraded tile throughout home. Backyard has an extended length patio, and grassy backyard with mature landscaping. Gardner is included in rent so no maintenace – just enjoyment! Home also has a 3 car garage!
Renting this home will give you access to all the amenities that Aviano at Desert Ridge has to offer. Parks, walking paths, Boys and Girls Club, community pool, lap pool, basketball and tennis courts, jacuzzi, and fitness center. Clubhouse also hosts many activities and clubs, including group sports lessons and fitness classes, wine tastings, book clubs, Stroller Strides, etc.
Rent this home for $2,695 per month. For more information call Kim at 480.201.4185. I will arrange showing with owner.
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Phoenix Short Sales: Should I do a deed in lieu of foreclosure?
September 16th, 2010 categories: Short Sales
Phoenix AZ – If you are facing foreclosure, then I’m sure you’ve heard of a Deed In Lieu of foreclosure. Some people say it is a great way to avoid foreclosure. Actually, all it does is accelerate the foreclosure process.
Here are the most common myths about a Deed In Lieu.
Common Myth #1: If I do a Deed In Lieu in Phoenix, then I will not owe the lender any more money. A Deed In Lieu is similar to a No Contest Plea. The judge stops analyzing the foreclosure case and simply schedules the foreclosure auction.
Unless otherwise stipulated, the lender still has all the deficiency and future collection rights. They may come after you for the loss.
Common Myth #2. A Deed In Lieu is better for my credit than a foreclosure. I’ve heard many people say, “A Deed In Lieu is better for your credit because you avoid foreclosure.” It’s kind of sad to hear them say it. After you sign all the Deed In Lieu paperwork, then your house will still be sold at a foreclosure auction. Any person can actually bid on the house at the auction.
Common Myth #3: A Deed In Lieu Is easy. This is absolutely not true. The process required a lot of follow up with the lender. Most lenders require you submit all your financial information. They want to make sure that you genuinely cannot afford the property. The process often takes between 20 and 40 hours over the course of several months. Read the rest of this entry »
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4th of July Fireworks Display at Aviano!
July 4th, 2010 categories: Desert Ridge Real Estate
Happy 4th of July! This is always one of my favorite holidays as I love my country and I love to be reminded throughout the day of what a great country I live in.
The signing of the Declaration of Independence on this day declared our independence from the Kingdom of Great Britain. It marked the beginning of the United States as we know it.
John Adams, one of the the signers on the Declaration of Independence and our 2nd president, wrote this to his wife Abigail on July 3rd, 1776.
The second day of July, 1776, will be the most memorable epoch in the history of America. I am apt to believe that it will be celebrated by succeeding generations as the great anniversary festival. It ought to be commemorated as the day of deliverance, by solemn acts of devotion to God Almighty. It ought to be solemnized with pomp and parade, with shows, games, sports, guns, bells, bonfires, and illuminations, from one end of this continent to the other, from this time forward forever more.
John Adams was off by two days as we celebrate Independence Day on July 4th, but he was not wrong about the celebration.
Today I hope you celebrate with your friends and family and be reminded of what or country and its freedoms means to you.
If you live in Aviano there are festivities beginnings at 6pm in the Aviano Park. There will be free snow cones, groovy glow necklaces and lots of great music. Bring your blankets and picnic baskets and enjoy the fun. Fireworks will begin at 9pm. I saw this fireworks last year and I have to say I was totally totally entertained and shocked how good the display was.
While this is a wonderful holiday it is also a very deadly holiday with many traveling on this weekend. Please be safe and do not drink and drive.
God bless our troops who fight every day for our freedom. The sacrifices they and their families make are impossible to measure. Thank you!
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Villages at Aviano – New Amica Listing!
May 31st, 2010 categories: Desert Ridge Real Estate, Featured Greater Phoenix Real Estate
You may have frequently heard the phrase in real estate “seller’s loss is buyer’s gain” but a new listing in The Villages at Aviano at Desert Ridge is really deserving of that phrase.
Seller’s built their dream home at The Villages at Aviano and only moved in 3 short months ago and now a job is forcing them to move. This condo is upgraded to the hilt – EVERYTHING is upgraded! You truly could not rebuild this with the builder.
This condo is the very popular Toll Brothers model, the Amica. The Amica is a ground level and the only condo in The Villages that is all on one level. This makes this floorplan extremely popular for those who want to avoid stairs.
For those of you who are familiar with The Villages, you know that these condos are already very upgraded as offered by the builder. The standards are above the norm, but these sellers put in over $100k in upgrades on top of an already beautiful condo. 
These sellers did all the obvious upgrades by upgrading the level of granite and adding the chisel edge. They upgraded all cabinetry throughout as well. Flooring was upgraded to tile throughout – no carpet. In bedroom 2 which may be a den for many, they upgraded to a wide plank engineered hickory wood floor – gorgeous!
The master bath is gorgeous! The shower surrond is a floor to ceiling natural stone and they upgraded the shower door to a frameless glass. They extended the natural stone to a backsplash at tub and counters. Upgraded faucets and sinks as well. Classy Closset systems were installed at master walk-in as well as bedroom 2 closet.
Here are a few other upgrades; custom paint throughout, upgraded fans, Hunter Douglas wood shutters, 5 1/4″ Spanish baseboards, solid core doors, upgraded hardware, surround sound, soft water system, security system and garage cabinets. This blog is too short to list everything – you just have to see it.
Sadly, I cannot recoup the money this seller spent on upgrades, but I can pass on a great deal to someone else. This unit was being sold at $299,000 base price and builder just reduce the next phase to $270,000 base price. So, with all the upgrades – at the new base price – this would cost $370,000 to be built. I am offering this at $309,000!!! We must remain competitive with the other units being offered now and so that is why I reiterate, “seller’s loss is buyer’s gain!”
If you would like a private showing, please call Kim at 480-201-4185 and I will arrange your tour or this stunning unit. Remember, this is not a short sale or a bank owned property. No hassle to close on this baby and start enjoying the lifestyle at The Villages at Aviano.
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