Aviano at Desert Ridge rental home in North Phoenix Arizona.

I have just listed this stunning luxury model home in the prestigious community of Aviano at Desert Ridge.

This North Phoenix rental home priced at $2,900/month, comes with four bedrooms, two full baths, a powder room, a den, and three living areas (a living/dining room, a great room, and a loft).  The kitchen boasts granite counters, stainless steel appliances, under mount sink, flush surface range, and ample upper and lower cabinets.

Other features of this home include but are not limited to upgraded tile flooring throughout lower level, wood flooring on upper level, a 3-car garage, outdoor synthetic grass, an outdoor Jenn-Air barbeque and beverage refrigerator, an outdoor fountain, an outdoor gas firepit, and an additional private outdoor courtyard with fireplace.

All this plus the amenities that Aviano at Desert Ridge has always been known for which include a clubhouse, state-of-the-art workout facility, heated pool and spa, parks, walking trails, and an array of social activities.

Do not miss this rare opportunity in Desert Ridge.

The original HARP program was largely unsuccessful because the majority of homeowners who needed the payment reduction could not qualify due to their home having too much negative equity.  The “new” HARP program will not require an appraisal and negative equity is not supposed to be a deterrent anymore.

The new HARP program is also supposed to reduce the fees and in some cases “waive” all fees to refinance.  This should allow more homeowners who could not afford to refinance to see some relief.

One requirement will be that the homeowner must have be on time with their payments for the last 6 months.  You can watch video of U.S. Department of Housing and Urban Development Secretary, Shaun Donovan explain all the changes here, http://goo.gl/ZsbQG.

If you need a referral for a lender who can see if you qualify for this program, call me at 480-201-4185 or send me an email at kanderson2121@gmail.com.

This home is loaded with upgrades. Most notably is the major flooring upgrade of travertine tile in all areas except the bedrooms.  There is also travertine for the large extended patio.  The backyard landscaping and upgraded salt water pool with water feature is the other very notable upgrade.

Kitchen boasts granite slab counters, upgraded cabinetry and appliances.  Stacked stone fireplace in living area and wet bar with black granite counters.  This is an ideal location for entertaining.

There is extensive tile work in shower at master bath.  Master bath has jetted tub and double sinks plus vanity area.  There are 2 walk-in closets at master.  Master bedroom is massive with separate exit to patio plus a gorgeous fireplace.

Rent is $3,900 per month which includes monthly pool service and lawn service.  Rent also includes all the amenities that Aviano at Desert Ridge as to offer, including fitness center, heated community pool and spa, tennis courts, community social events, volleyball courts, community parks and miles of walking & biking paths.

Call me at 480-201-4185 to schedule an appointment.

The lender has already reviewed the short sale and appraised the home and determined that the $155,000 purchase price should be acceptable, however approval is still required.

This home is located in Tatum Lane and is just south of the Desert Ridge and City North area and 101 Freeway.  Very close to Mayo Clinic hospital.  Home is 1881 square feet and includes 4 bedrooms and 2.5 baths.  Home has spacious kitchen and a family room and spacious living room.  Backyard has large grassy area and mature fruit trees.  There is an extended covered patio as well.

Master bedroom has wood laminate floors and vaulted ceilings.  Master bath has double sinks and a large walk-in closet.  3 additional bedrooms upstairs.

Low HOA fees of $75/quarter and Paradise Valley school district.

Watch video below for tour of home and call me at 480-201-4185 if you would like to schedule a viewing.

This is a great sign as we head into peak season.  This development is very popular among winter visitors.  Perhaps we have solidified somewhat of a “bottom” in this community.  Clearly it is a huge value at these prices considering the upgrades, amenities and the fact that it is gated.

If you are a seller, this is a good time to sell – of course understanding if you bought new you paid more than today’s values.  If you want to sell but feel you cannot due to the mortgage balance you have, then perhaps you would like to consider a short sale on your property.  I have successfully closed 75+ short sales and with the current demand for properties, now would be a great time.

If you are a buyer, I have to advise to get off the fence if you have been there.  Trying to time the very bottom is very difficult, however the combination of value and interest rates now makes for a hard argument to buy now.  Prices could even go up as the winter months come and demand increases more.  Toll Brothers consistently sells much higher than the resale market so their is market for higher prices.

Call me if you would like to discuss your situation – happy to share with information about the process and help you determine if it would be right for you.

Have a happy and safe Labor Day Weekend!

When the Treasury Department introduced HAFA, it was supposed to complement HAMP (the Treasury Departments loan modification program.)  If a homeowner was denied a HAMP loan modification, the theory was that the lender would all the info they needed to qualify the homeowner for a HAFA short sale.  All they needed to do was determine value of the home and then they could give the homeowner and listing agent an “approved short sale price”.  This would speed up short sale approvals for the buyer who wanted to purchase the home.

One of the issues is that the HAFA program was voluntary to the lenders.  I believe that since it was voluntary, the banks sort of created their own versions and processes.

This brings me to my news about Indymac (OneWest).  About 3 weeks ago a client was referred to me for a short sale.  After speaking to the client I learned that they had been denied a HAMP loan modification by Indymac.  So I told them I thought they might be eligible for a HAFA short sale, but I would have to call lender about their process.  About 2 days later they actually received a letter from OneWest asking if they would like to particiapte in HAFA.  My clients signed and we faxed in.  Bank ordered an appraisal within 5 days and within 10 days the bank qualified the homeowners for a HAFA short sale.

What this means is that I have a pre-approved price so once I put on market they will be able to approve in 5-10 days – this is HUGE!  My homeowners will receive $3,000 at close of escrow from lender and we have 120 days to find a buyer and close on the property.

It is nice to see a lender execute the HAFA process as it was intended.  These homeowners have been through a lot with trying to keep their home and this was finally good news.  While they will not have a loan modification to stay in their home, this will likely be a successful short sale and a little financial reward for the homeowners.

If you are considering a short sale or want more information about whether or not you will qualify for HAFA, give me a call on my cell at 480-201-4185 and I would be happy to listen to your situation.

This home is loaded with upgrades. Most notably is the major flooring upgrade of travertine tile in all areas except the bedrooms.  There is also travertine for the large extended patio.  The backyard landscaping and upgraded salt water pool with water feature is the other very notable upgrade.

Kitchen boasts granite slab counters, upgraded cabinetry and appliances.  Stacked stone fireplace in living area and wet bar with black granite counters.  This is an ideal location for entertaining.

Home has 4 bedrooms and 5 full bathrooms (including the casita) plus a massive den.  There is extensive tile work in shower at master bath.  Master bath has jetted tub and double sinks plus vanity area.  There are 2 walk-in closets at master.  Master bedroom is massive with separate exit to patio plus a gorgeous fireplace.

I could go on and on, but just watch video below to see the home and call me at 480-201-4185 to schedule an appointment.  This home is listed at $620,000 and will go fast due to low inventory in Aviano at Desert Ridge.

Nice upgraded with granite counters, upgraded cabinetry, under counter lighting, wood shutters and upgraded fixtures throughout.  A large greatroom gives this 2 bedroom and 2 1/2 bathroom floorplan a very open feeling.  Master bathroom has a walk-in closet, separate garden tub and shower plus raised vanity with double sinks.  Property also features a 2 car tandem garage.

Owners in Villages at Aviano get to take advantage of the Aviano master community amenities which also include a clubhouse, fitness center, large pool and hot tub plus community parks and walking/biking paths.  The Villages community is gated and has its own private pool as well.

This particular unit is currently leased through June 30, 2012 and the lease must be honored.  Great opportunity for a buyer who does not need to use right away and wants to take advantage of great pricing and interest rates.  Tenants are currently paying $1275 per month.

Toll Brother is still selling new units in this community and base price for the Amici model is $269,995 and that is before any upgrades.  This is not a distressed sale and there is no waiting for banks for a short sale.

Please watch video below and call me at 480-201-4185 if you would like to set up a showing.

Thank you to all our troops fighting around the world to preserve that freedom.

If you are celebrating 4th of July in the Desert Ridge area, I have to tell you about the great fireworks display at Aviano at Desert Ridge.  The fun starts at 6:30pm and goes until 9:30pm at the main park in the middle of Aviano.

I have watched these fireworks the last 2 years and have been thoroughly impressed and entertained.   I know there are fireworks shows throughout the valley, but for an easy and low key event, I have to recommend this one.

Have a happy and safe 4th of July!

I just reduced this Amici floorplan to $269,000!  Toll Brothers has this floorplan at $269,900 – BASE PRICE!  This property has over $100,000 in upgrades – it is beautiful! You would spend $369,000 to replicate this with the builder!  It is only 1 year old and was “lightly” lived in for about 5 months.  Owner built dream home and then had to transfer for work.  This is an unfortunate situation for seller, but a HUGE opportunity for a buyer who wants an immaculate unit.

As many of you know Villages at Aviano is a wonderful lock and leave community.  It is gated, has terrific amenities and a convenient location.  If you are looking to escape the cold winter and need a desert retreat quick – this is a great option.  View this video now and call me at 480-201-4185 if you would like to set up a visit!