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	<title>The Sunshine Broker &#124; Desert Ridge Real Estate Blog &#187; Desert Ridge Homes</title>
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	<link>http://thesunshinebroker.com</link>
	<description>The Sunshine Broker &#124; The Desert Ridge Real Estate Blog and Home Search</description>
	<lastBuildDate>Tue, 10 Jan 2012 20:40:44 +0000</lastBuildDate>
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		<title>Stunning Model Rental in Aviano at Desert Ridge</title>
		<link>http://thesunshinebroker.com/2012/01/10/stunning-model-rental-in-aviano-at-desert-ridge/</link>
		<comments>http://thesunshinebroker.com/2012/01/10/stunning-model-rental-in-aviano-at-desert-ridge/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 17:13:47 +0000</pubDate>
		<dc:creator>Kim Anderson</dc:creator>
				<category><![CDATA[Desert Ridge Homes]]></category>
		<category><![CDATA[Featured Desert Ridge and Phoenix Real Estate]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://thesunshinebroker.com/?p=635</guid>
		<description><![CDATA[I have just listed this stunning luxury model home in the prestigious community of Aviano at Desert Ridge.
This North Phoenix rental home priced at $2,900/month, comes with four bedrooms, two full baths, a powder room, a den, and three living areas (a living/dining room, a great room, and a loft).  The kitchen boasts granite counters, [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_633" class="wp-caption alignleft" style="width: 160px"><a rel="attachment wp-att-633" href="http://thesunshinebroker.com/2012/01/10/stunning-model-rental-in-aviano-at-desert-ridge/aviano/"><img class="size-full wp-image-633" title="Stunning model home in Aviano at Desert Ridge North Phoenix, Arizona real estate for sale." src="http://thesunshinebroker.com/files/2012/01/aviano.png" alt="Aviano at Desert Ridge rental home in North Phoenix Arizona." width="150" height="150" /></a><p class="wp-caption-text">Aviano at Desert Ridge rental home in North Phoenix Arizona.</p></div>
<p>I have just listed this stunning luxury model home in the prestigious community of Aviano at Desert Ridge.</p>
<p>This North Phoenix rental home priced at $2,900/month, comes with four bedrooms, two full baths, a powder room, a den, and three living areas (a living/dining room, a great room, and a loft).  The kitchen boasts granite counters, stainless steel appliances, under mount sink, flush surface range, and ample upper and lower cabinets.</p>
<p>Other features of this home include but are not limited to upgraded tile flooring throughout lower level, wood flooring on upper level, a 3-car garage, outdoor synthetic grass, an outdoor Jenn-Air barbeque and beverage refrigerator, an outdoor fountain, an outdoor gas firepit, and an additional private outdoor courtyard with fireplace.</p>
<p>All this plus the amenities that Aviano at Desert Ridge has always been known for which include a clubhouse, state-of-the-art workout facility, heated pool and spa, parks, walking trails, and an array of social activities.</p>
<p>Do not miss this rare opportunity in Desert Ridge.</p>
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		<title>Luxury Home For Rent In Aviano at Desert Ridge</title>
		<link>http://thesunshinebroker.com/2011/10/16/luxury-home-for-rent-in-aviano-at-desert-ridge/</link>
		<comments>http://thesunshinebroker.com/2011/10/16/luxury-home-for-rent-in-aviano-at-desert-ridge/#comments</comments>
		<pubDate>Mon, 17 Oct 2011 03:11:08 +0000</pubDate>
		<dc:creator>Kim Anderson</dc:creator>
				<category><![CDATA[Desert Ridge Homes]]></category>
		<category><![CDATA[Featured Desert Ridge and Phoenix Real Estate]]></category>

		<guid isPermaLink="false">http://thesunshinebroker.com/?p=616</guid>
		<description><![CDATA[I have a new rental listing in Aviano at Desert Ridge.   This is a Venado model which is a very popular single level Toll Brothers  floorplan.  This home is 4,400 square feet, 4 bedrooms, 5 baths with a 3 car garage. Home also includes a large den, massive bonus room plus a casita with [...]]]></description>
			<content:encoded><![CDATA[<p><a rel="attachment wp-att-621" href="http://thesunshinebroker.com/2011/10/16/luxury-home-for-rent-in-aviano-at-desert-ridge/img_9143_4_5enhancer/"><img class="alignleft size-thumbnail wp-image-621" style="margin: 4px;" title="Home For Rent in Aviano" src="http://thesunshinebroker.com/files/2011/10/IMG_9143_4_5Enhancer-150x150.jpg" alt="Home For Rent in Aviano" width="150" height="150" /></a>I have a new rental listing in Aviano at Desert Ridge.   This is a Venado model which is a very popular single level Toll Brothers  floorplan.  This home is 4,400 square feet, 4 bedrooms, 5 baths with a 3 car garage. Home also includes a large den, massive bonus room plus a casita with separate entrance.</p>
<p>This home is loaded with upgrades. Most notably is the major flooring  upgrade of travertine tile in all areas except the bedrooms.  There is  also travertine for the large extended patio.  The backyard landscaping  and upgraded salt water pool with water feature is the other very  notable upgrade.</p>
<p>Kitchen boasts granite slab counters, upgraded cabinetry and  appliances.  Stacked stone fireplace in living area and wet bar with  black granite counters.  This is an ideal location for entertaining.</p>
<p>There is extensive tile work in shower at master bath.   Master bath has jetted tub and double sinks plus vanity area.  There are  2 walk-in closets at master.  Master bedroom is massive with separate  exit to patio plus a gorgeous fireplace.<a rel="attachment wp-att-622" href="http://thesunshinebroker.com/2011/10/16/luxury-home-for-rent-in-aviano-at-desert-ridge/img_9282_3_4enhancer/"><img class="alignright size-thumbnail wp-image-622" style="margin: 4px;" title="Home For Rent in Desert Ridge" src="http://thesunshinebroker.com/files/2011/10/IMG_9282_3_4Enhancer-150x150.jpg" alt="Home For Rent in Desert Ridge" width="150" height="150" /></a></p>
<p>Rent is $3,900 per month which includes monthly pool service and lawn service.  Rent also includes all the amenities that Aviano at Desert Ridge as to offer, including fitness center, heated community pool and spa, tennis courts, community social events, volleyball courts, community parks and miles of walking &amp; biking paths.</p>
<p>Call me at 480-201-4185 to schedule an appointment.</p>
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		<title>4 Bedroom Home For Sale Just South of Desert Ridge for $155,000</title>
		<link>http://thesunshinebroker.com/2011/09/08/4-bedroom-home-for-sale-just-south-of-desert-ridge-for-155000/</link>
		<comments>http://thesunshinebroker.com/2011/09/08/4-bedroom-home-for-sale-just-south-of-desert-ridge-for-155000/#comments</comments>
		<pubDate>Fri, 09 Sep 2011 05:24:49 +0000</pubDate>
		<dc:creator>Kim Anderson</dc:creator>
				<category><![CDATA[Desert Ridge Homes]]></category>
		<category><![CDATA[Featured Desert Ridge and Phoenix Real Estate]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://thesunshinebroker.com/?p=612</guid>
		<description><![CDATA[Phoenix real estate is hot right now and inventory is low.  Real estate in the Desert Ridge area is in high demand.  This is a great opportunity for a buyer as this is a pre-approved short sale which means an offer will be able to be approved in 10-14 days at list price of $155,000.
The [...]]]></description>
			<content:encoded><![CDATA[<p>Phoenix real estate is hot right now and inventory is low.  Real estate in the Desert Ridge area is in high demand.  This is a great opportunity for a buyer as this is a pre-approved short sale which means an offer will be able to be approved in 10-14 days at list price of $155,000.</p>
<p>The lender has already reviewed the short sale and appraised the home and determined that the $155,000 purchase price should be acceptable, however approval is still required.</p>
<p>This home is located in Tatum Lane and is just south of the Desert Ridge and City North area and 101 Freeway.  Very close to Mayo Clinic hospital.  Home is 1881 square feet and includes 4 bedrooms and 2.5 baths.  Home has spacious kitchen and a family room and spacious living room.  Backyard has large grassy area and mature fruit trees.  There is an extended covered patio as well.</p>
<p>Master bedroom has wood laminate floors and vaulted ceilings.  Master bath has double sinks and a large walk-in closet.  3 additional bedrooms upstairs.</p>
<p>Low HOA fees of $75/quarter and Paradise Valley school district.</p>
<p>Watch video below for tour of home and call me at 480-201-4185 if you would like to schedule a viewing.</p>
<a href="http://thesunshinebroker.com/2011/09/08/4-bedroom-home-for-sale-just-south-of-desert-ridge-for-155000/"><em>Click here to view the embedded video.</em></a>
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		<title>Very Low Inventory in Villages At Aviano</title>
		<link>http://thesunshinebroker.com/2011/09/02/very-low-inventory-in-villages-at-aviano/</link>
		<comments>http://thesunshinebroker.com/2011/09/02/very-low-inventory-in-villages-at-aviano/#comments</comments>
		<pubDate>Fri, 02 Sep 2011 19:46:13 +0000</pubDate>
		<dc:creator>Kim Anderson</dc:creator>
				<category><![CDATA[Desert Ridge Homes]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://thesunshinebroker.com/?p=609</guid>
		<description><![CDATA[I just put my Amici listing under contract today.  It was a traditional sale and the lowest active listing in Villages At Aviano.  Now that it is pending, the lowest active listing in Villages at Aviano is a Fiore at $220,000 &#8211; traditional sale with tenant in place.
This is a great sign as we head [...]]]></description>
			<content:encoded><![CDATA[<p><a rel="attachment wp-att-20" href="http://thesunshinebroker.com/about/attachment/20/"><img class="alignleft size-full wp-image-20" style="margin: 3px;" title="Happy Real Estate Agent" src="http://thesunshinebroker.com/files//home/upload/tomato/wp-content/blogs.dir/115/files/2008/05/excited_agent-smaller.jpg" alt="Happy Real Estate Agent" width="170" height="254" /></a>I just put my Amici listing under contract today.  It was a traditional sale and the lowest active listing in Villages At Aviano.  Now that it is pending, the lowest active listing in Villages at Aviano is a Fiore at $220,000 &#8211; traditional sale with tenant in place.</p>
<p>This is a great sign as we head into peak season.  This development is very popular among winter visitors.  Perhaps we have solidified somewhat of a &#8220;bottom&#8221; in this community.  Clearly it is a huge value at these prices considering the upgrades, amenities and the fact that it is gated.</p>
<p>If you are a seller, this is a good time to sell &#8211; of course understanding if you bought new you paid more than today&#8217;s values.  If you want to sell but feel you cannot due to the mortgage balance you have, then perhaps you would like to consider a short sale on your property.  I have successfully closed 75+ short sales and with the current demand for properties, now would be a great time.</p>
<p>If you are a buyer, I have to advise to get off the fence if you have been there.  Trying to time the very bottom is very difficult, however the combination of value and interest rates now makes for a hard argument to buy now.  Prices could even go up as the winter months come and demand increases more.  Toll Brothers consistently sells much higher than the resale market so their is market for higher prices.</p>
<p>Call me if you would like to discuss your situation &#8211; happy to share with information about the process and help you determine if it would be right for you.</p>
<p>Have a happy and safe Labor Day Weekend!</p>
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		<title>New Listing &#8211; Aviano At Desert Ridge &#8211; Venado Model</title>
		<link>http://thesunshinebroker.com/2011/08/10/new-listing-aviano-at-desert-ridge-venado-model/</link>
		<comments>http://thesunshinebroker.com/2011/08/10/new-listing-aviano-at-desert-ridge-venado-model/#comments</comments>
		<pubDate>Wed, 10 Aug 2011 18:37:37 +0000</pubDate>
		<dc:creator>Kim Anderson</dc:creator>
				<category><![CDATA[Desert Ridge Homes]]></category>
		<category><![CDATA[Featured Desert Ridge and Phoenix Real Estate]]></category>
		<category><![CDATA[aviano at desert ridge]]></category>
		<category><![CDATA[phoenix real estate]]></category>

		<guid isPermaLink="false">http://thesunshinebroker.com/?p=593</guid>
		<description><![CDATA[I have a hot new listing in Aviano at Desert Ridge.  This property is not even in the MLS yet! This home is a traditional sale, no banks to deal with.  This home is a popular single level Toll Brothers floorplan.  This is the Venado model.  Tax records show this as 4,100 square feet, but [...]]]></description>
			<content:encoded><![CDATA[<p>I have a hot new listing in Aviano at Desert Ridge.  This property is not even in the MLS yet! This home is a traditional sale, no banks to deal with.  This home is a popular single level Toll Brothers floorplan.  This is the Venado model.  Tax records show this as 4,100 square feet, but there is the additional casita option with makes this 4,400 square feet.</p>
<p>This home is loaded with upgrades. Most notably is the major flooring upgrade of travertine tile in all areas except the bedrooms.  There is also travertine for the large extended patio.  The backyard landscaping and upgraded salt water pool with water feature is the other very notable upgrade.</p>
<p>Kitchen boasts granite slab counters, upgraded cabinetry and appliances.  Stacked stone fireplace in living area and wet bar with black granite counters.  This is an ideal location for entertaining.</p>
<p>Home has 4 bedrooms and 5 full bathrooms (including the casita) plus a massive den.  There is extensive tile work in shower at master bath.  Master bath has jetted tub and double sinks plus vanity area.  There are 2 walk-in closets at master.  Master bedroom is massive with separate exit to patio plus a gorgeous fireplace.</p>
<p>I could go on and on, but just watch video below to see the home and call me at 480-201-4185 to schedule an appointment.  This home is listed at $620,000 and will go fast due to low inventory in Aviano at Desert Ridge.</p>
<a href="http://thesunshinebroker.com/2011/08/10/new-listing-aviano-at-desert-ridge-venado-model/"><em>Click here to view the embedded video.</em></a>
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		<title>Traditional Sale in Villages at Aviano &#8211; $209,950</title>
		<link>http://thesunshinebroker.com/2011/07/20/traditional-sale-in-villages-at-aviano-209950/</link>
		<comments>http://thesunshinebroker.com/2011/07/20/traditional-sale-in-villages-at-aviano-209950/#comments</comments>
		<pubDate>Wed, 20 Jul 2011 22:41:50 +0000</pubDate>
		<dc:creator>Kim Anderson</dc:creator>
				<category><![CDATA[Desert Ridge Homes]]></category>
		<category><![CDATA[Featured Desert Ridge and Phoenix Real Estate]]></category>

		<guid isPermaLink="false">http://thesunshinebroker.com/?p=585</guid>
		<description><![CDATA[This Amici model is located in one the prime locations within the community, private and no exposure to Deer Valley Road or 40th street.  The Amici is 1335 square feet and is the only ground level and all on one level floorplan in Villages at Aviano.   This makes it one of the most popular floorplans [...]]]></description>
			<content:encoded><![CDATA[<p><a rel="attachment wp-att-590" href="http://thesunshinebroker.com/2011/07/20/traditional-sale-in-villages-at-aviano-209950/villages-pool-2/"><img class="alignleft size-thumbnail wp-image-590" style="margin: 4px; border: 0pt none;" title="Villages At Avaino Pool" src="http://thesunshinebroker.com/files/2011/07/Villages-Pool-150x150.jpg" alt="Villages At Avaino Pool" width="150" height="150" /></a>This Amici model is located in one the prime locations within the community, private and no exposure to Deer Valley Road or 40th street.  The Amici is 1335 square feet and is the only ground level and all on one level floorplan in Villages at Aviano.   This makes it one of the most popular floorplans in this Toll Brother&#8217;s community.</p>
<p>Nice upgraded with granite counters, upgraded cabinetry, under counter lighting, wood shutters and upgraded fixtures throughout.  A large greatroom gives this 2 bedroom and 2 1/2 bathroom floorplan a very open feeling.  Master bathroom has a walk-in closet, separate garden tub and shower plus raised vanity with double sinks.  Property also features a 2 car tandem garage.</p>
<p>Owners in Villages at Aviano get to take advantage of the Aviano master community amenities which also include a clubhouse, fitness center, large pool and hot tub plus community parks and walking/biking paths.  The Villages community is gated and has its own private pool as well.</p>
<p>This particular unit is currently leased through June 30, 2012 and the lease must be honored.  Great opportunity for a buyer who does not need to use right away and wants to take advantage of great pricing and interest rates.  Tenants are currently paying $1275 per month.</p>
<p>Toll Brother is still selling new units in this community and base price for the Amici model is $269,995 and that is before any upgrades.  This is not a distressed sale and there is no waiting for banks for a short sale.</p>
<p>Please watch video below and call me at 480-201-4185 if you would like to set up a showing.</p>
<a href="http://thesunshinebroker.com/2011/07/20/traditional-sale-in-villages-at-aviano-209950/"><em>Click here to view the embedded video.</em></a>
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		<title>4th of July Fireworks at Aviano at Desert Ridge</title>
		<link>http://thesunshinebroker.com/2011/07/03/4th-of-july-fireworks-at-aviano-at-desert-ridge/</link>
		<comments>http://thesunshinebroker.com/2011/07/03/4th-of-july-fireworks-at-aviano-at-desert-ridge/#comments</comments>
		<pubDate>Mon, 04 Jul 2011 03:34:30 +0000</pubDate>
		<dc:creator>Kim Anderson</dc:creator>
				<category><![CDATA[Desert Ridge Homes]]></category>

		<guid isPermaLink="false">http://thesunshinebroker.com/?p=579</guid>
		<description><![CDATA[Happy 4th of July to everyone.  Our freedom is something we should never take for granted and should always continue to fight for.
Thank you to all our troops fighting around the world to preserve that freedom.
If you are celebrating 4th of July in the Desert Ridge area, I have to tell you about the great [...]]]></description>
			<content:encoded><![CDATA[<p><a rel="attachment wp-att-580" href="http://thesunshinebroker.com/2011/07/03/4th-of-july-fireworks-at-aviano-at-desert-ridge/istock_000009234403xsmall-2/"><img class="alignleft size-thumbnail wp-image-580" style="margin: 4px;" title="4th of July Fireworks in Aviano at Desert Ridge" src="http://thesunshinebroker.com/files/2011/07/iStock_000009234403XSmall-150x150.jpg" alt="4th of July Fireworks in Aviano at Desert Ridge" width="150" height="150" /></a>Happy 4th of July to everyone.  Our freedom is something we should never take for granted and should always continue to fight for.</p>
<p>Thank you to all our troops fighting around the world to preserve that freedom.</p>
<p>If you are celebrating 4th of July in the Desert Ridge area, I have to tell you about the great fireworks display at Aviano at Desert Ridge.  The fun starts at 6:30pm and goes until 9:30pm at the main park in the middle of Aviano.</p>
<p>I have watched these fireworks the last 2 years and have been thoroughly impressed and entertained.   I know there are fireworks shows throughout the valley, but for an easy and low key event, I have to recommend this one.</p>
<p>Have a happy and safe 4th of July!</p>
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		<title>Upgraded Amici In Villages At Aviano Drastically Reduced!</title>
		<link>http://thesunshinebroker.com/2011/01/01/upgraded-amici-in-villages-at-aviano-drastically-reduced/</link>
		<comments>http://thesunshinebroker.com/2011/01/01/upgraded-amici-in-villages-at-aviano-drastically-reduced/#comments</comments>
		<pubDate>Sat, 01 Jan 2011 19:52:44 +0000</pubDate>
		<dc:creator>Kim Anderson</dc:creator>
				<category><![CDATA[Desert Ridge Homes]]></category>
		<category><![CDATA[Featured Desert Ridge and Phoenix Real Estate]]></category>

		<guid isPermaLink="false">http://thesunshinebroker.com/?p=566</guid>
		<description><![CDATA[Happy New Year!  I wish you all a healthy, happy and successful 2011!  I have a special property to start the year off right for someone who wants a turn-key property without the hassle of waiting for a short sale or the expense of needing to rehab.
I just reduced this Amici floorplan to $269,000!  Toll [...]]]></description>
			<content:encoded><![CDATA[<p><a rel="attachment wp-att-567" href="http://thesunshinebroker.com/2011/01/01/upgraded-amici-in-villages-at-aviano-drastically-reduced/confetti_blog-photo/"><img class="alignleft size-thumbnail wp-image-567" style="margin: 4px" src="http://thesunshinebroker.com/files/2011/01/confetti_blog-photo-150x150.jpg" alt="Amici in Villages at Aviano" width="150" height="150" /></a>Happy New Year!  I wish you all a healthy, happy and successful 2011!  I have a special property to start the year off right for someone who wants a turn-key property without the hassle of waiting for a short sale or the expense of needing to rehab.</p>
<p>I just reduced this Amici floorplan to $269,000!  Toll Brothers has this floorplan at $269,900 &#8211; BASE PRICE!  This property has over $100,000 in upgrades &#8211; it is beautiful! You would spend $369,000 to replicate this with the builder!  It is only 1 year old and was &#8220;lightly&#8221; lived in for about 5 months.  Owner built dream home and then had to transfer for work.  This is an unfortunate situation for seller, but a HUGE opportunity for a buyer who wants an immaculate unit.</p>
<p>As many of you know Villages at Aviano is a wonderful lock and leave community.  It is gated, has terrific amenities and a convenient location.  If you are looking to escape the cold winter and need a desert retreat quick &#8211; this is a great option.  View this video now and call me at 480-201-4185 if you would like to set up a visit!</p>
<a href="http://thesunshinebroker.com/2011/01/01/upgraded-amici-in-villages-at-aviano-drastically-reduced/"><em>Click here to view the embedded video.</em></a>
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		<title>New Rental Listing in Aviano at Desert Ridge</title>
		<link>http://thesunshinebroker.com/2010/12/15/new-rental-listing-in-aviano-at-desert-ridge/</link>
		<comments>http://thesunshinebroker.com/2010/12/15/new-rental-listing-in-aviano-at-desert-ridge/#comments</comments>
		<pubDate>Thu, 16 Dec 2010 02:22:21 +0000</pubDate>
		<dc:creator>Kim Anderson</dc:creator>
				<category><![CDATA[Desert Ridge Homes]]></category>
		<category><![CDATA[Featured Desert Ridge and Phoenix Real Estate]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://thesunshinebroker.com/?p=555</guid>
		<description><![CDATA[New rental listing in Aviano at Desert Ridge is now available.  This is a Toll Brothers home and is the Solaria model at 2,790 square feet.  Home is being offered at $2,500 per month or a 12 month lease.
This Solaria model is special in that is back to a lush common area &#8211; no homes [...]]]></description>
			<content:encoded><![CDATA[<p><a rel="attachment wp-att-558" href="http://thesunshinebroker.com/2010/12/15/new-rental-listing-in-aviano-at-desert-ridge/100_6275/"><img class="alignleft size-thumbnail wp-image-558" style="margin: 4px" src="http://thesunshinebroker.com/files/2010/12/100_6275-150x150.jpg" alt="Aviano at Desert Ridge Rental" width="150" height="150" /></a>New rental listing in Aviano at Desert Ridge is now available.  This is a Toll Brothers home and is the Solaria model at 2,790 square feet.  Home is being offered at $2,500 per month or a 12 month lease.</p>
<p>This Solaria model is special in that is back to a lush common area &#8211; no homes behind.  Includes a grassy backyard and nice covered patio.</p>
<p>Kitchen has granite counters, upgraded cabinets, black appliances and includes a fridge with rental.  There is a charming breakfast nook off of the kitchen</p>
<p>Home is 3 bedrooms plus a nice study with additional storage.  Spacious family room with fireplace plus a formal dining room.  Master bedroom includes a separate excess to the patio.  The master bathroom has tile counters, double sinks, separate tub and shower and two large walk-in closets.</p>
<p>This home is ready for immediate move-in &#8211; just call me at 480-201-4185 to schedule a showing.  You can view more photos,<a title="Aviano Rental" href="http://goo.gl/4GAf7" target="_blank"> here</a>.</p>
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		<title>The Perfect Home Loan For Arizona</title>
		<link>http://thesunshinebroker.com/2010/12/05/the-perfect-home-loan-for-arizona/</link>
		<comments>http://thesunshinebroker.com/2010/12/05/the-perfect-home-loan-for-arizona/#comments</comments>
		<pubDate>Sun, 05 Dec 2010 18:51:01 +0000</pubDate>
		<dc:creator>Kim Anderson</dc:creator>
				<category><![CDATA[Desert Ridge Homes]]></category>
		<category><![CDATA[Real Estate News]]></category>

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		<description><![CDATA[The following post below comes courtesy of Brian Kennedy  with Homerun Financial.  Brian is proficient in all the best programs  available today and can quickly pre-qualify you if you are interested in  determing if you are ready to buy. 
Brian can be reached at 480-250-7342.
What do you think?
Are you still on the [...]]]></description>
			<content:encoded><![CDATA[<p><em><strong>The following post below comes courtesy of Brian Kennedy  with Homerun Financial.  Brian is proficient in all the best programs  available today and can quickly pre-qualify you if you are interested in  determing if you are ready to buy. </strong></em></p>
<p><em><strong>Brian can be reached at 480-250-7342.</strong></em></p>
<p>What do you think?</p>
<p>Are you still on the fence? Do you think we hit the “bottom” of this  real estate market? Well,  you never may know. Maybe we hit the “bottom”  of this historical real estate cycle. Maybe not?</p>
<p>Anyone that tries to predict the perfect time to purchase a home in a  market as volatile as this one is just kidding themselves. We may have a  solution that may make it easier. What if there was a loan that allowed  you to purchase a home that needed some work? <span id="more-550"></span>A loan that allowed you  to by a home below market value and then rehab it into the home of your  dreams? Not with your money, but the banks money. Well, this loan is no  secret any more. It’s becoming one of the most popular loan in the  Phoenix, Maricopa and all over the state of Arizona.</p>
<p>We all know how hard hit the state of Arizona was during the boom.  There is a huge inventory of bank owned and potential foreclosed homes  on the market and soon to be offered to anyone that may have the cash to  buy or the credit to find a loan. Well, if your in the market or  thinking about entering the market to buy your first home. There is a  little secret you may want to know about. It’s called the FHA 203K Rehab  Loan.</p>
<p>Well if your out looking for that dream home and you come across one  located in that location you have wanted to live in for years. But, it  needs some work, the home has not been cared for and empty for months  sometimes years. Well, then we have the perfect loan to turn that run  down, dilapidated home with all that potential into your dream home.  It’s called the FHA 203k Rehab loan.</p>
<p>The FHA 203k Rehab Product is a loan that buyers can actually finance  the cost of the renovations or upgrades into the purchase loan. Not a  secondary loan or a HELOC (Home Equity Line of Credit). But, the cost of  expenses to fix up your new home is actually financed by the purchase  loan you use to buy your home. Most loan programs want the work needed  to the home to be done beforethey finance your home loan. Not this one.  Home Buyers are qualified based on the purchase price and the money  needed to complete the renovations and upgrades. So now you can have  that dream kitchen or add on that second floor you have always been  thinking about.</p>
<p>The Benefits of the FHA 203K Rehab Loan:</p>
<p>First Time Home Buyers may not have the money to fix up the home in  order for it to be livable or suitable for most of thier needs. This  loan allows the money needed for all the renovations to be financed at  the current low FHA rates.</p>
<p>No reason to have to try and get approved for a high interest  personal bank loan after you close on your home. Think of this loan as a  construction loan, the lender provides you with the money you need to  get started at closing. Then keeps the rest of the money ready in an  escrow account until your finished.</p>
<p>There are two versions of this loan:</p>
<p>Two Types of FHA 203(k) Loans:</p>
<p>* The Streamlined K used when you want to make minor cosmetic changes and the total rehab cost can not exceed $35,000.</p>
<p>* A Standard FHA 203(k) loan allows you to make larger more  substantial structural improvements, repairs, remodeling etc…even build a  new one.</p>
<p>First,find a home you will want to purchase and then determine what  improvements or upgrades you need to be make to the home in order to  make it livable or your dream home.</p>
<p>Then, the purchase contract is written the same as any other. There  is no difference between a regular purchase contract and FHA 203K Rehab  purchase contract.</p>
<p>You will then need to meet with a licensed and bonded contracter to  complet a written estimate cost of the work that needs to be done. An  invoice from the contractor will need to be submitted to the lender for  approval.</p>
<p>The lender will order an appraisal to determine the value of the home  before the work is completed and an estimated value after the work is  completed.</p>
<p>You will need to be qualified for the full loan amount which is based  on the purchase price plus the additional cost of repairs and upgrades.  Once the loan is approved, you will go to your closing like you  normally would.</p>
<p>The amount that will be needed to do all of these repairs and/or  improvements will be placed in an escrow account. As the work is being  completed, you will be able to draw from the account to pay the  contractor.</p>
<p>As you may have noticed this is not just your typical FHA or  Conventional loan. Be sure to contact a loan officer or lender that is  familiar with these products and has some experience funding them. There  are lots of details that need to be processed and verified to qualify.  But, an expert will know how to confirm if your situation fits either  one of these loan products.</p>
<p>This is a great opportunity for First Time Home Buyers and Reators looking to work with new buyers.</p>
<p>The moral of the story, is the FHA 203K Rehab loanis just one of the  many loan products that many buyers and realtors don’t know about. You  need to contact a true expert that will take the time to uncover your  needs and provide you with all the options you may have. That is the KEY  to your succees in this market.</p>
<p>FYI, this loan may be used to refinance your home also. To complete  that new renovation to your kitchen or finish those needed uprgades to  your roof etc. Please contact me direct for more information.</p>
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